You do not have to be rich to have a will. Every person of
over the age of 18 years can make valid will, which is the only way to be
certain that your earthly possessions go to those you want to have it.
During a person’s life time they build up assets of some
sort – be it cash, investments, insurance policies, furniture or family
heirlooms that have been handed down to them. A will provides the means by
which you can ensure that the correct assets reach the person whom you love with
the minimum of fuss and bother.
Unfortunately, many people put off drawing up a will as they
have a resistance to signing a document, which will become operative only after
their death. No one likes to be reminded that they are mortal and signing a
will seems to some people to be the first step on the downward slope. But, you
will find that knowing that your affairs are in order and that you have signed
a will which should eliminate disagreements after your death, will give you
great peace of mind.
The right to draw up wills is not reserved to any particular
profession or body of persons. Anyone may draw up his own will and as long as
the will complies with all legal requirements, such a will is a valid document.
However, as there may be some legal pitfalls that can render a will
null-and-void after the death of a Testator (the person making the will) it is
advisable to use a solicitor to avoid any future legal tangles. Generally, to
draw up a simple will, will not cost you an arm and a leg.
A will should be reviewed every now and then and be kept up
to date. Should your marital status changes be sure to make a new will
immediately to avoid complications.
Wills are not for the wealthy. Even if your estate will be
small or insignificant, having a properly prepared will can greatly facilitate
the speedy winding up of your estate.
Something to ponder
on
Stop whining and complaining and start doing and taking
action. You will find that the more action you take the more life will give
you. It is simple. Participating in life at the fullest possible level will
create a life that is exciting and full of opportunity.
Daniel
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